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Social Security Disability Evaluation

Social Security Disability Insurance

If you have become chronically or terminally ill, disabled or injured to the point of not being able to work for 12 months; you are probably experiencing the effects of a significant financial hardship. Not being able to work can affect many aspects of our lives. Without an income bills begin piling up and you may feel like you have reached the end of your rope. Luckily, there are some ways the government can help you during tough times. But don’t go it alone, let us do the hard work for you to make sure you have the best chance of winning your benefits case!

What Is Social Security Disability

Social Security Disability Insurance (SSDI) provides benefits to workers that are considered medically disabled. Applicants for SSDI must have paid enough employment taxes to the Social Security Trust Fund to qualify for benefits once they become disabled. These taxes are also referred to as Federal Insurance Contribution Act (FICA) taxes, and are taken out of your payroll check automatically by your employer. If you have been employed in the past and had taxes taken out of your check, chances are you may qualify for SSDI benefits.

SSDI pays cash benefits to people that are considered disabled. Recipients are paid monthly benefit checks that can be used to pay for essential daily expenses.  If you are eligible for SSDI benefits, you are also allowed to receive Medicare benefits, even if you are under the age of 65. SSDI benefits may also be provided to widows, widowers or surviving, dependent children of a disabled worker. Benefit amounts are calculated based on the applicant’s age, level of earnings and amount of time they paid taxes while in the workforce. Typically, benefits will continue until the individual dies or is able to work again. If a recipient becomes able to work again, SSDI provides some monetary benefits and health care coverage to help the individual transition back into the workforce.  These “workforce incentives” are not meant to be a long term benefit, just enough money and healthcare coverage to help ease the financial burden as the individual gets back on their feet.

The Next Step

Applying for Social Security Disability Insurance can be a long and tedious process. You should begin the application process as soon as you determine your disability status. When your doctors agree your disability will last more than 12 months, contact an attorney to get the process started.

What many people may not know is that your attorney serves as your advocate during the application process, they do not represent the Social Security Administration. The attorneys at Lee Law Firm are committed to providing you with the high-quality legal representation. We understand your financial situation, which is why we provide you with affordable rates and a flexible payment system.