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Social Security Disability Evaluation

Do You Qualify?

Applying for Social Security benefits is not a fun process. There are many qualification standards that you must meet in order to be eligible to receive benefits. The qualification standards are very specific and are different for SSI and SSDI benefits.

Supplemental Security Income

The main qualification for SSI benefits is significantly limited income and resources. SSI benefits are not based on your prior work history, which is why they are reserved for those with very limited income and resources.  You must also be over the age of 65, blind or disabled. Generally, the term disabled refers to the inability to work and earn income (less than $1000 per month) to cover your costs of living expenses. Benefits for children are reserved for those who have a condition causing severe functional limitations that may  (a) redult in death or (b) are expected to last longer than 12 months.

Social Security Disability Insurance

Your prior work history is the biggest factor in determining your eligibility to receive SSDI benefits. If you paid enough FICA taxes while you were in the workforce, you may be eligible to receive benefits. Generally, qualifying is based on the number of “credits” you earned throughout your workable years. You must also have a condition or illness that is preventing you from working for at least 12 months in order to qualify. Children’s benefits may be available based on the nature of their condition or illness.