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Why Is There A Wait Period?
Posted in: Social Security Disability on August 31st, 2011

benefitsYou might be aware that if you apply for Social Security Disability Insurance that there is a five month wait between getting accepted for the insurance and actually getting the disability payments for the insurance.  Why does this happen?  Many people who genuinely need the money that they get from Social Security Disability Insurance, and waiting five months can just seem unnecessarily cruel.

So Why The Wait?

The official reason for the wait is that it helps prove that your disability is actually a real problem.  Five months is generally enough time for most non-permanent disabilities to clear themselves up.  In the event that your disability ends up getting better, your benefits will be removed as you will be eligible to enter the work force again.

The next time that you feel frustrated by the fact that SSDI takes five months to go through the system, remember that patience and planning is important.  It helps if you take the time to plan financially for this wait time.  Try not to incur additional expenses or debts during this time and before you apply for benefits.  This will help you deal with the interterm period as well as possible.

Waiting for Social Security Disability Insurance can be hard, but there are enough people who have tried to defraud the system that the wait period is necessary.  If your disability is genuine and permanent, you will receive the benefits you need soon enough!  Patience helps – you’ll get through the wait!

 

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