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Social Security Disability Insurance Goes Electronic
Posted in: Social Security Disability on August 5th, 2011

online disability application

In all technicality, it already has. But if you are applying for disability benefits either through Social Security Disability Insurance or Supplemental Security Income, you need to be able to receive electronic payments.  As of May 1, 2011, the Social Security Administration has phased out paper checks, and those who receive benefits must pick a way to get their payments electronically.

If you have been receiving either Social Security Disability Insurance or Supplemental Security Income benefits prior to May 1, 2011, you are eligible to continue receiving paper checks until March 1, 2013.  At this point, you will need to switch over to the electronic benefits if you have not already.

What Are My Options?

Applicants can either choose between relieving a direct deposit of their benefits into a bank account, or a deposit onto a payment card, like a debit card.  The Treasury Department offers the Direct Express Debit MasterCard for this purpose.

If you are already receiving benefits and do not make the switch by March 1, 2013, the government will create an electronic account for you.  You will automatically start receiving your payments on the Direct Express Debit MasterCard.

The reason for the change is that switching off of paper checks is projected to save the Social Security Administration nearly one billion dollars over the course of the next decade.  And considering how at risk the entirety of Social Security seems, any little bit helps!  Be sure to talk with a representative from the Social Security Administration if you would like more information regarding your options and how best to receive your electronic payments from the Social Security Administration.

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