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Does Social Security Disability Insurance Discourage Work?
Posted in: Social Security Disability on August 30th, 2011

disability workOne of the major differences between Social Security Disability Insurance and Supplemental Security Income is that Social Security Disability Insurance is designed for those who have at one point worked.  For some individuals who receive Social Security Disability Insurance, there is a chance of returning to the work force through the work incentives program.

The main question that needs to be asked, however, is how often do individuals who start receiving Social Security Disability Insurance return to work?  The overall statistics on this subject are not entirely inspiring: in 2009, for example, of 630,074 benefit terminations, only 5.1 percent returned to work.

What Do These Stats Mean?

Of course, these statistics have generated a lot of commotion within the community.  While there is a portion of those who receive Social Security Disability Insurance that could theoretically return to work, there is a good portion of those who are getting disability benefits who are disabled enough to never be able to return to the work force – in addition, about 54 percent of those who receive disability benefits reached full retirement age while on the rolls and 35 percent died.

Whether or not Social Security Disability Insurance inhibits individuals’ desire to return to work is still up in the air. But if you are one of the individuals who could theoretically return to work, be sure to check out the work-benefit programs in your area.  There are ways to work and not lose your benefits – and if you are at all able-bodied or minded, it’s important to make the effort to get out of the house and back to work when your health allows you to do so.

 

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