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Social Security Disability Insurance and Short Term Health Insurance
Posted in: Social Security Disability on August 8th, 2011

It’s all the buzz in the news: Social Security Disability Insurance benefits are in trouble.  The program has been putting out more money than it has been taking in for nearly a decade at this point. Many lawmakers and laymen alike are worried about what could happen to the program in the very near future if changes are not enacted.  There have been a number of suggestions made as to how to save Social Security Disability Insurance, and one of them has to do with short-term health insurance.

disability insuranceThe Connection Between Social Security Disability Insurance and Health Insurance

Many applicants to the Social Security Disability Insurance often say that they would be able to work if only they could get a specific medical issue resolved – say, with back surgery, a person who is disabled and unable to work due to back pain could very conceivably get back out into the workforce with the appropriate medical care.  The trouble is that many recipients of Social Security Disability Insurance are uninsured when it comes to their health, or have very poor insurance. This renders them unable to get the surgeries or procedures they need in order to correct their disabling condition and get back to work.

One of the proposed suggestions is for Social Security Disability Insurance or a new program through the Social Security Administration to offer short-term health insurance to individuals who would be able to work if only they had the medical attention needed to get them back on their feet.  This would be an expense for the government, but many say that it would cost much less than supporting an individual on Social Security Disability Insurance.  Time will tell what solutions present themselves to the Social Security Disability Insurance problem!

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