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Disability Benefits For Kids
Posted in: Children on November 2nd, 2012

benefits for childrenMost people who receive Social Security benefits also have dependents that count on them for living essentials. Obtaining benefits for children can be tricky and, often, requires additional documentation before benefits can be approved.

Protecting The Children

Social Security Disability Insurance for children seems counterintuitive in that to be eligible for disability benefits, one must have worked enough years to contribute taxes into the pool of funds. Since children under the age of 18 have likely not met this requirement, they must apply for benefits under the working status of a parent. Further, the child must be able to meet the conditions of being “disabled”,  meaning they are blind or hold a condition that prevents them from earning a living.

Children may also be able to receive help in the form of Supplemental Security Income benefits, but the qualification standards are different from disability insurance. The main determining factor for children to receive SSI benefits is that they have a physical or mental condition that severely limits their ability to earn a living, and be in financial need. Because SSI funds are not based on contributed taxes in a prior work history, they are reserved for only those with significant income and resource restrictions.

 

 

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