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Dependents and Social Security Disability Insurance
Posted in: Children on July 25th, 2011

dependents benefitsIf you are looking to get disability payments from the government, there are two main options: Social Security Disability Insurance and Supplemental Security Income.  There are several differences between these two programs regarding how is eligible and who is not, despite the fact that they are both maintained by the Social Security Administration and they both have the exact same application process.

Benefits for Children

One of the differences that is important to consider is the status of dependents in both the Social Security Disability Insurance program and the Supplemental Security Income program.  Where Social Security Disability Insurance is concerned, if you have paid in enough to the system before applying for disability insurance, you are eligible to receive additional Social Security Disability Insurance payouts for any dependents under the age of 18.  This is in stark contrast to Supplemental Security Income, where the only person who is eligible to receive benefits is the disabled person.

If you are applying for Social Security Disability Insurance, the logic goes that you have been a part of the workforce for long enough that you have earned the right to be “insured” – that is, enough of your tax dollars went toward Social Security that you now have the right to draw on those resources.  If you have been at the workforce long enough, your disability might make you eligible to get money to help you support your dependents, as well.  However, Supplemental Security Income is only for the disabled person, no matter how long he or she has been pulling benefit payments.

 

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