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Benefits:What Takes So Long?
Posted in: Benefits on August 15th, 2011

time and moneyIf you’ve been reading about applying for either Social Security Disability Insurance or Supplemental Security Income, or if you are in the process of applying, you are likely very well aware of the long wait involved between applying for benefits and actually getting a check.  On average, it takes about two years for a claim to go through.  It is important to understand as much as you can about the process – but the major question on everybody’s mind is, of course, “What is taking so long?”

Residual Functional Capacity

Most time spent on either Social Security Disability Insurance or Supplemental Security Income applications is in the business of determining residual functional capacity.  Residual functional capacity is basically a fancy way of asking how the disability impairs the applicant’s ability to work and how much the applicant could possibly work after suffering the disability.

This process can take a very long time.  Most of the time residual functional capacity is determined by past medical records, but many people who are applying for either Social Security Disability Insurance or Supplemental Security Income do not have the money or resources to be able to provide as comprehensive of documentation as the Social Security Administration would like.  Once your residual functional capacity is deemed to be low enough to merit benefits, the rest of the process tends to take much less time.

If you want your benefits fast, be sure to continue seeing some sort of medical professional before and throughout the process.  The better of a paper trail you leave, the faster your path to benefits will be!


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