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4 Things that Stop Social Security Disability
Posted in: Benefits on May 10th, 2013

Once you finally get the disability benefits that you deserve, it’s likely you’ll receive the benefit check for years to come, to ensure that you can maintain your standard of living. However, certain circumstances can stop you from receiving social security disability benefits even if you were previously approved. To understand exactly what can make disability benefits stop, it’s important to remember that there are two types of benefits: Social Security Disability and Supplemental Security Income. Medical improvements can cause both SSD and SSI benefits to stop, but many more circumstances can end your Social Security Disability benefits.

What Causes Social Security Disability Benefits to Stop

Every three to seven years, the Social Security Administration reviews medical or psychiatric conditions to determine whether or not a person is still disabled. If enough improvement is noted to end disability, the benefits can stop, but other factors can end SSD benefits. These include:

1. Employment. If you decide to return to work, the Social Security Administration will have to determine whether or not you are participating in “substantial gainful activity.” This isn’t to say that you can’t work and still not get benefits, but your job responsibilities and earning will be taken into consideration. If you participate in substantial gainful activity through employment for 9 months, you will no longer be considered disabled or qualify for the related benefits.
2. Age. Since Social Security retirement funds cannot be used in conjunction with Social Security Disability benefits, the benefits will stop once you reach retirement age. You’ll still receive payment to ensure you can live, but this time they will come from retirement benefits, not disability.
3. Criminalization. If you are convicted of a crime and must serve time in a prison or other institution, your SSD benefits will be halted until you are released. However, if you are convicted of a felony, the benefits could end permanently.
4. Income. Other factors such as your spouse’s income, free food and shelter, return on investments, and much more could mean that you’re earning too much money to qualify for Social Security Disability Benefits even if you’re not working.

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