Call: 214-234-8060
Social Security Disability Evaluation
Social Security Disability Blog
Disability Blog Archive

Archive for the ‘Benefits’ Category

Protecting Your SSDI Benefits from Identity Theft

lawyerIdentity theft is something that many more people are becoming aware of. It is something that has to be safeguarded against in all circumstances and this even includes the protection of your SSDI benefits.

When you are filing for your SSDI coverage you have to provide a lot of personal documents. During the preparation you may be making copies. It is not usual that sometimes you need to discard extra copies and the tendency may be to just rip them once and toss them into the trash. This can be a dangerous act. There may be a lot of information on those papers that should not end up in the wrong hands.

For your SSDI you may have to supply our SSN, your date of birth, your address, as well as medical records. If these documents end up in the wrong hands then there is a possibility that someone could file for your disability fraudulently.

The other thing is that your various documents and personal information may be stored by third parties. Or portions of it may even be stored on the internet. Things like your credit card or banking information if you have made purchases online.

Stolen information that is used in an identity theft can affect your SSDI in regards to your previous work history which is also an important element of your SSDI application.

It is most important that you look over all of the information concerning your disability application to make sure that it is totally accurate. You may also want to consider using a disability attorney to help you with your application and progression of it so you don’t get delayed in receiving your benefits.

What Happens to my SSDI If I Go Back to Work Part Time?

workingMost often when an individual finally qualifies for their SSDI and it is approved and payments are coming in they don’t want to rock the boat. They may reach a point with their disability situation where they want to go back to work at least part time or try it. They are afraid to do this however in case it gets them disqualified from their SSDI.

There are provisions that do allow for this. If an individual does go back to work part time then they must declare the money they are making from this. As a result of this income the SSDI benefits will be adjusted accordingly. In some cases it works out that the individual ends up making enough from their part time work that it totally eliminates what they are entitled to from their SSDI. This may mean that the individual would have to again apply for SSDI all over again if their situation changes. This can prove to be difficult as all of the medical data would have to be in place to qualify the individual.

Individuals that are in this situation would do well to use a disability attorney to help them with this current application, to ensure that there are no weak areas that could create a denial of the claim. At the same time the risk of being denied a second time for SSDI should not prevent a person from re-entering the work force on a part time basis if the circumstances are right.

Staying on Top of Your SSDI Benefits

benefitsGetting approved for SSDI benefits can be a big challenge, and once you do get approved you really have to stay on top of making sure that you comply with all of the rules of entitlement. Make sure that you know what these are as there are a lot of them. For example, if you move you must notify them. If you begin to receive other pensions they have to be told about this. If you have a child that you care for and claimed and the child is no longer in your care again you must notify the agency. If there is changes in your medical condition you may have to inform them as well, and the list goes on and on.

Stay In The Know

On occasion some people will get cut off of their SSDI and this is devastating. In cases like this unless the reason for doing so is not in dispute then the individual should have a consultation with a disability lawyer.  Once an individual has been cut off it can be extremely difficult and lengthy to get re-instated. Most people find this type of situation extremely devastating financially as they may have a family that is depending on this source of income for their daily living.

If you aren’t sure whether a change in your circumstances is going to affect your SSDI it won’t hurt to get some legal advice as to what you can possibly do about this, or the proper way of going about updating your file with the Agency. Making a mistake in doing this could be a costly one.

Working When On SSDI

disabilityIf you have managed to qualify for SSDI, you most likely no how difficult this can be. You don’t want to do anything to jeopardize your payments. Yet at the same time according to your health circumstances you may feel like you would want to try and re-enter the work force. The problem is if you come off SSDI and going back to work doesn’t work out then you need to reapply again and this worrisome.

Muddy Waters

You may want to speak with a disability lawyer to find out what your rights are concerning trying to re-enter the work force. This way you are going to be far more confident. There is what is called a trial work period. What this does is allows you to dry working without it interfering with your disability income. You can either apply this trial to a nine month period that is consecutive, or it can be spread out over a period of 60 months. For example, you may trying working for 3 months then discover you are not well enough yet. So you wait a year then try again.

What constitutes a month is when a person earns more than $780. In a month or when a self-employed person has worked 80 or more hours in a month.

You should not have any difficulty with the trial work period opportunity. The government has implemented this to encourage those that are on SSDI to go back to work if possible.

Will My Spouse’s Income Affect my SSDI Benefits?

marriageIt is important to realize that your wife’s income will only be taken into account if you are seeking SSI. This is the program based on low income and needs basis. The SSDI program is available to those who contributed with FICA taxes over a period of several years. There is no income limit attached to this particular program.

The bigger problem that those going after SSDI benefits face is being denied. This is becoming quite common place and because of this many applicants are now seeking out the services of a disability lawyer right from the very start of their application.

One of the many reasons that claims are denied is because of some very common areas and a legal expert will ensure these are avoided. You need to know what the criteria is to be eligible. You must focus on applying for this program based on your disability, and that you do not delay in filing. These claims are notorious for being reviewed and processed slowly. More often than not they get denied on the first application for many different reasons which are not always clear. The result is the appeal then has to be started and again there is a big delay.

This can be really difficult for the disabled individual as it can put really difficult financial constraints on them and they end up falling into heavy debt. This on top of having to deal with their disability creates a very unpleasant situation.

Why Your Disability Benefits Were Denied

Filing for Social Security disability can be a complex process, involving a large amount of your time and effort. If you are denied for disability benefits, you are probably wondering what went wrong. If and when you decide to file an appeal, hiring a disability lawyer is always a good move. Here are a few things to think about when determining why your disability benefits were denied.

Denied: Poor Documentation

A major reason medical Social Security disability claims are denied is lack of adequate documentation for all medical treatment you have undergone. Reviewers are looking for extremely thorough documentation of all medical treatment, including the names and addresses of all hospitals, doctors, and clinics, the dates of the treatments, and any other information available. Too often, claimants fail to provide this information, or provide incomplete documentation when applying for disability benefits, causing their claims to be denied.

This is unfortunate, but on the bright side, if you are able to get this documentation together, you can file an appeal on the decision and possibly receive a better result on your social security disability claim. Hiring a disability lawyer is a good way to increase your chances that your appeal is successful.

Even if your disability benefits claim had complete documentation, it may not hurt to resubmit this documentation on appeal. It is not impossible that the reviewer missed part of the documentation, or failed to see it; on appeal, your decision may be made by another reviewer with a different concept of thoroughness. No matter what, hiring a disability lawyer to tackle your disability benefits claim ought to be a priority.

Are Disability Benefits Considered Taxable Income?

Even with the help of a social security disability lawyer, getting the disability benefits that you deserve can be a difficult process. You must accurately provide legal documents, see your health care provider, and complete requirements set forth by the government to receive your disability benefits. If you’ve finally been awarded disability benefits, chances are that you want to relax – you and your social security disability lawyer have probably done a lot of work already. But now that you’ve received your disability benefits, do you owe taxes on them?

Understanding Disability Benefits and Taxable Income

For most Americans, the disability benefits that they receive will not be considered taxable income. Even if you have a partial income that accompanies your disability benefits, the overwhelming likelihood is that your disability benefits will remain untaxed. However, there are always some exceptions, and discussing this topic with a social security disability lawyer can ensure that you understand your specific tax situation.

You applied for disability benefits because of an inability to work, so you won’t be making a large enough income to be taxed. If you were making a large enough income, you wouldn’t have had to apply or qualify for disability benefits.

Things get a little more nuanced, however, if your spouse is still working. Because the tax rules for disability benefits vary from state to state across the country, it’s crucial to meet with a social security disability lawyer who can tell you exactly what you owe. In general, if your spouse has a substantial income, your disability benefits could potentially be considered taxable income. Considerations include whether you and your spouse file individually or jointly, as well as how much your spouse is making.

Again, taxes on disability benefits can be so complicated that only a social security disability lawyer who knows your financial situation could help you understand your tax situation. Depending on your state and spouse’s income, taxes on disability benefits may or may not be a concern. Regardless, it’s important to work with a social security disability lawyer to ensure you’re getting the full benefits that you deserve!

How to Keep Your Disability Benefits

With over 65% of first time disability benefits applicants being denied, you’ve likely fought long and hard to get the disability benefits that you deserve. So now that you have them, how do you keep them? Whatever the reason for your inability to work, it’s crucial to maintain those disability benefits so that you can uphold your standard of living. By discussing this with your social security disability lawyer and by keeping these tips in mind, you’ll be able to keep the benefits that you deserve.

What Causes Disability Benefits to Stop

Understanding what causes disability benefits to stop is one of the keys to understanding how to keep the support you need. Returning to work, income changes, medical improvements, and other key factors can all trigger the halting of your benefits. However, if you’re one of those people who has long-term disability and needs these disability benefits to survive, it’s crucial to understand what you can do to keep them.

This includes:

Working with your social security disability lawyer. Just because your application or appeals process is over, it doesn’t mean that it’s time to dump your social security disability lawyer for good. If you need long-term benefits, you’ll have to undergo the continuing disability review process. Staying in touch with your social security disability lawyer will ensure that you have the resources to help you when you need them. The more resources you have when dealing with the government, the better chance you’ll have of receiving the disability benefits you deserve.
Visit your physician regularly. Getting regular check-ups and updates concerning your physical health and condition is a great way to show that you’re doing all you can to stay healthy. Furthermore, be sure to always comply with doctor’s orders. This will help keep your medical record complete and up-to-date for any disability benefits reviews. This also shows that you’re not trying to manipulate the system.
Following the rules. Be sure to follow the provisions of your disability benefits. By discussing this with your social security disability lawyer, you’ll know the terms to expect of your disability benefits and how to ensure that you continue receiving them as long as you need them.

Is Disability Insurance More Important Than Life Insurance?

Did you know that insurance claims studies reveal that you have a greater chance of being disabled for 90 days or longer than dying during your professional career? Yet despite these odds, most Americans insure their lives and other assets, but fail to protect their ability to make a living. To most people, death seems like the ultimate worst-case scenario – this is why so many Americans purchase life insurance without any hesitation. However, for a more holistic look at protection, Americans should also consider how the loss of earnings would affect them and their family as well.

Why You Should Consider Disability Insurance

Chances are that you already have life insurance and coverage for other assets such as your home and car. You’re probably wondering if it’s worth adding yet another insurance expense to your budget. But when you consider the benefits and the cost of living without an income, it’s definitely worth a second look. Reasons why you should consider disability insurance include:

· Statistics. According to research by the Social Security Administration, up to 30 percent of working Americans could become disabled at some point during their working lives. With nearly 1 in 3 workers potentially becoming disabled, the chances of this are much worse than the chances of death. Remember, disability doesn’t just mean a loss of income. It generally means medical expenses that accompany it as well. Having disability insurance can help you take advantage of all the disability benefits options available should a tragic event happen.
· Priorities. When you’re young and just beginning your career, it makes sense to focus on life coverage. However, as your assets and income grow alongside your career, the effects of a disability become much more debilitating. This is when you should truly consider disability insurance. If you have a family or a spouse, having disability insurance with quality disability benefits should be a priority at any age.
· Costs. Typically, life insurance is much more affordable than disability insurance, particularly for younger people. If budgeting is truly an issue for you and you must choose between one or the other, then consider various aspects such as the demands of your job. For instance, a labor-based job would call for disability insurance more than an office setting. Consider your entire situation before coming to a decision.

4 Things that Stop Social Security Disability

Once you finally get the disability benefits that you deserve, it’s likely you’ll receive the benefit check for years to come, to ensure that you can maintain your standard of living. However, certain circumstances can stop you from receiving social security disability benefits even if you were previously approved. To understand exactly what can make disability benefits stop, it’s important to remember that there are two types of benefits: Social Security Disability and Supplemental Security Income. Medical improvements can cause both SSD and SSI benefits to stop, but many more circumstances can end your Social Security Disability benefits.

What Causes Social Security Disability Benefits to Stop

Every three to seven years, the Social Security Administration reviews medical or psychiatric conditions to determine whether or not a person is still disabled. If enough improvement is noted to end disability, the benefits can stop, but other factors can end SSD benefits. These include:

1. Employment. If you decide to return to work, the Social Security Administration will have to determine whether or not you are participating in “substantial gainful activity.” This isn’t to say that you can’t work and still not get benefits, but your job responsibilities and earning will be taken into consideration. If you participate in substantial gainful activity through employment for 9 months, you will no longer be considered disabled or qualify for the related benefits.
2. Age. Since Social Security retirement funds cannot be used in conjunction with Social Security Disability benefits, the benefits will stop once you reach retirement age. You’ll still receive payment to ensure you can live, but this time they will come from retirement benefits, not disability.
3. Criminalization. If you are convicted of a crime and must serve time in a prison or other institution, your SSD benefits will be halted until you are released. However, if you are convicted of a felony, the benefits could end permanently.
4. Income. Other factors such as your spouse’s income, free food and shelter, return on investments, and much more could mean that you’re earning too much money to qualify for Social Security Disability Benefits even if you’re not working.

Social Security Disability News

Find recent news, information and resources about social security benefits. Discover what you need to know about how to win your benefits case.

For Dallas Bankruptcy news, trends, resources and more check out our sister site at

Main Site Navigation
Application Process
Disability Lawyer
Social Security Disability
Supplemental Security Income
Work Incentives Program
Blog Archives
August 2015 (1)
July 2015 (3)
June 2015 (4)
May 2015 (3)
April 2015 (3)
March 2015 (1)
February 2015 (2)
January 2015 (3)
December 2014 (2)
November 2014 (2)
October 2014 (1)
January 2014 (2)
December 2013 (2)
November 2013 (2)
October 2013 (2)
September 2013 (2)
August 2013 (2)
July 2013 (2)
June 2013 (1)
May 2013 (3)
April 2013 (3)
March 2013 (2)
February 2013 (1)
January 2013 (2)
December 2012 (3)
November 2012 (3)
October 2012 (4)
September 2012 (3)
August 2012 (4)
July 2012 (3)
June 2012 (4)
May 2012 (5)
April 2012 (4)
March 2012 (4)
February 2012 (5)
January 2012 (4)
December 2011 (4)
November 2011 (5)
October 2011 (14)
September 2011 (66)
August 2011 (69)
July 2011 (31)
Network Connect
ABA Therapy for Autism