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Archive for July, 2015

Understanding SSDI Qualifying Medical Conditions

KONICA MINOLTA DIGITAL CAMERAThere is a lot involved in arranging for SSDI, and it is not uncommon for individuals in need of this to have their application refused. A great deal of emphasis is placed on their disability as to whether they qualify or not. Many people are not aware of just how much detail must be provided, or exactly what their disability must consist of in order to be eligible for their SSDI. For this reason a lot of people are now using a disability attorney to assist them with their application.

Before even applying for your SSDI you should familiarize yourself with the requirements for qualifying. One of the most common types of disability that renders people in need of this disability assistance is back injuries and related problems. Many people have some complaint when it comes to back issues, but this doesn’t mean they meet the criteria for SSDI. Generally speaking those that have moderate or intermittent back pain will not meet the qualifications. In order to receive this there has to be what is called a “medically determinable” back impairment. To back up your claim you are going to need solid medical proof that your condition exists and it is impeding you from working. The agency has a specific list that they follow for disabilities that are deemed to qualify.

With back problems for example being the most common then the criteria for the various back problems is well laid out and the agency has a concise mandate that they follow. Back injuries are not the only medical condition that can create severe problems where an individual cannot work. Your legal expert will help you to determine if you may be able to qualify for SSDI.

Protecting Your SSDI Benefits from Identity Theft

lawyerIdentity theft is something that many more people are becoming aware of. It is something that has to be safeguarded against in all circumstances and this even includes the protection of your SSDI benefits.

When you are filing for your SSDI coverage you have to provide a lot of personal documents. During the preparation you may be making copies. It is not usual that sometimes you need to discard extra copies and the tendency may be to just rip them once and toss them into the trash. This can be a dangerous act. There may be a lot of information on those papers that should not end up in the wrong hands.

For your SSDI you may have to supply our SSN, your date of birth, your address, as well as medical records. If these documents end up in the wrong hands then there is a possibility that someone could file for your disability fraudulently.

The other thing is that your various documents and personal information may be stored by third parties. Or portions of it may even be stored on the internet. Things like your credit card or banking information if you have made purchases online.

Stolen information that is used in an identity theft can affect your SSDI in regards to your previous work history which is also an important element of your SSDI application.

It is most important that you look over all of the information concerning your disability application to make sure that it is totally accurate. You may also want to consider using a disability attorney to help you with your application and progression of it so you don’t get delayed in receiving your benefits.

What Happens to my SSDI If I Go Back to Work Part Time?

workingMost often when an individual finally qualifies for their SSDI and it is approved and payments are coming in they don’t want to rock the boat. They may reach a point with their disability situation where they want to go back to work at least part time or try it. They are afraid to do this however in case it gets them disqualified from their SSDI.

There are provisions that do allow for this. If an individual does go back to work part time then they must declare the money they are making from this. As a result of this income the SSDI benefits will be adjusted accordingly. In some cases it works out that the individual ends up making enough from their part time work that it totally eliminates what they are entitled to from their SSDI. This may mean that the individual would have to again apply for SSDI all over again if their situation changes. This can prove to be difficult as all of the medical data would have to be in place to qualify the individual.

Individuals that are in this situation would do well to use a disability attorney to help them with this current application, to ensure that there are no weak areas that could create a denial of the claim. At the same time the risk of being denied a second time for SSDI should not prevent a person from re-entering the work force on a part time basis if the circumstances are right.

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