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Archive for March, 2013

Disability Benefits Secrets Everyone Ought to Know

Both the state and federal government provide Social Security disability benefits for those who need it. Unfortunately, making a disability benefits claim with the United States government can be overwhelming for some people, especially those who have previously applied and were disapproved. However, filing for disability benefits doesn’t have to always result in denial. By following these secrets from a former disability examiner, you can increase your chances of having your claim approved.

Advice to Qualify for Disability Benefits

The Social Security Administration has stringent rules when it comes to approving requests for disability benefits. To maximize your chance of being approved:

1. File for disability immediately. Once you realize you are unable to work, do not wait to file for disability benefits. Claims can take a while to process. Those who wait to file because of financial hardship will have to continue waiting in financial hardship until the claim is approved or denied. Filing immediately can help avoid a continued financial predicament.
2. Seek help for the application. If you have any questions or issues with the paperwork during the application process, seek the advice of an expert. Many people who have their disability benefits claim denied were denied because their application was incomplete or done incorrectly.
3. Hire an attorney. If you filled out the application properly and were still denied for the disability benefits you deserve, hire an attorney to help you appeal the denial. Remember, however, that you only have 60 days from the denial to appeal it. Do not miss the deadline and ensure that your attorney knows the 60 day deadline as well.
4. Schedule regular appointments with your doctor. Your disability benefits will largely be evaluated based on your medical records. It’s a good idea to see the doctor regularly so that you have a long record. Furthermore, physicians are more likely to cooperate if they feel like you are not abusing the system. After all, those with a severe medical condition or disability should be visiting the doctor often anyways.

Key Questions to Ask your Disability Lawyer

disability lawyerWork or life accidents can blindside a family, leaving you or a love one incapacitated to participate in any productive activity. Since a high percentage of preliminary applications for Social Security disability benefits are denied, hiring a disability lawyer to best present your case increases you chances for success. To qualify for disability benefits, an individual must be found to have a physical or mental condition that prevents gainful activity or can cause death. The Social Security Administration has its own panel of medical experts to make the analysis, and a disability lawyer who knows the system can accurately and fairly represent your case.

Qualities To Look For

When speaking with a disability lawyer, you’ll want to ask if he or she has represented cases similar to yours before and what the outcome was. After all, you’ll want an experienced lawyer to help you deal with your social security disability claim. Other topics to discuss include:

  • How much will I receive? In 2010, the national monthly average was $1,064. While disability benefits are distributed on a case-by-case basis, a disability lawyer should be able to give you a general idea of what to expect.
  • What information do I need to apply? In order to prove disability to receive disability benefits, medical records from doctors, hospitals, caseworkers, and any applicable sources will be needed. Other basic forms such as a birth certificate or W-2 form may be required. The more information you can provide a disability lawyer, the better they can represent your case.
  • What is the expected time frame? Disability benefits can take months or even years to be approved. Staying in consistent communication with your disability lawyer will ensure that everyone is on the same page and has the same expectations.
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