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Archive for July, 2012

An Intro to Supplementary Security Income

ssiIn a down economy, people are trying harder than ever to find benefits and relief that can help them to the next month.  If you’re trying to get back on your feet, then you should definitely know about Supplementary Security Income.  SSI is a form of disability benefits that is funded by general tax revenues.  It’s important to note that this is not the same as Social Security, so you don’t have to be of retirement age in order to qualify!

Can I Get Supplementary Security Income?

If you’re interested in Supplementary Security Income, here’s what you need to know:

SSI is a cash-based relief program that helps people over the age of 65, or with disabilities (e.g. blindness, physical handicap, etc.) get their basic needs met.

In order to see if you qualify for Supplementary Security Income, take the official Benefits Eligibility Screening Tool (BEST) test.  This test will help you determine whether or not you can get SSI.  Even better, it will inform you about all of the disability benefits and general benefits you may be eligible for!

You have nothing to lose by using this tool.  Additionally, your privacy is completely protected.  You don’t have to reveal any information that is associated with your identity in order to go through the BEST screening.

Once you go through BEST screening, visit Supplementary Security Income page on how to apply for SSI benefits.  Be sure to apply today!  SSI benefits cannot cover any time prior to your application date.  As always, feel free to contact us with any questions related to Supplementary Security Income or other disability benefits!

Need to Know: SSDI Application Process

ssdiSocial Security Disability Insurance can be a lifeline for many people who are nearing the end of their working life.  The Social Security website reports that 20-year old workers have a 30% chance of becoming disabled before reaching the age for retirement.  If you don’t have insurance (and sometimes, even if you do!), becoming disabled could be catastrophic.  That’s why having Social Security Disability Insurance is so important.

The SSDI Application Process

The SSDI application process can be relatively easy. A social security lawyer or professional can assist you if need be, but chances are, you can handle the basics yourself.  The easiest way to apply is by going to the official Social Security website, and filling out an online application.

If you prefer to apply over the phone, call 1-800-772-1213.  Of course, you can always go to your local Social Security office as well.  However, applying online isn’t just beneficial because of the convenience.  When you go through the SSDI application process online, you can start receiving Social Security Disability Insurance quicker.  When you apply online, your disability claim starts immediately.

If you have further questions about the SSDI application process, or if you would like to speak to a social security lawyer to learn more, please don’t hesitate to contact us!  The SSDI program is a great way to make sure you and your family get the coverage that you need.  Being educated and informed ahead of time means you’re prepared to launch into action in the event of crisis


Should You Be Getting Medicaid or Medicare?

medicaidWith health insurance costs being so high, many people who have thought about Medicaid and Medicare in the past are especially interested in getting those benefits now.  If you think you might qualify for Medicaid and/or Medicare, then keep reading to find out for sure!

Who Qualifies?

Before asking this question, it’s important to understand the difference between Medicaid and Medicare.  Simply put, the former is designed for those who are financially unable to meet their health care costs, while the latter is attached to Social Security benefits.  Of course there are many more details, but understanding this broad distinction is what you really need to know!

All the information you need to know about eligibility for Medicaid is on the official Medicaid webpage.  But, here’s the quick summary: if your family lives at 133% of the Federal Poverty Level or below, you are generally eligible.  These are Federal guidelines, but each state sets its own specific policies.  To give you an actual figure, 133% of the Federal Poverty Level for a family of four was $29,700 in 2011.

Medicare benefits are great options for retirees to investigate.  The webpage on eligibility can answer all of your questions in regards to Medicare, but again, here’s a brief summary.  In order to be eligible, you have to be at least 65, and must have worked for 10 years in a job that paid into Medicare.  However, people under 65 with disabilities can also be eligible!

If you qualify for Medicaid and/or Medicare, then you may qualify for disability benefits, too.  Get in touch with us, and we’ll help you determine what kind of disability benefits you may be eligible for!

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